Kind Consultancy is working with a growing Financial Services firm which is currently seeking a Mortgage Underwriter to join them in a full-time, permanent role in their Watford office focussing on 1st Charge Residential Mortgages.

The Mortgage Underwriter will take ownership of allocated mortgage cases from inception through to completion with key responsibilities including:

• Entering and updating borrower data on a lending platform.
• Ensuring all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
• Carrying out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
• Providing concise and accurate updates to brokers.
• Proactively chasing brokers for outstanding requirements.
• Ensuring all underwriting is in line with Company policy and within regulation and all cases are Underwritten within the Groups Risk appetite.
• Building good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Maintaining a pipeline of cases, overseeing cases from inception through to completion.

Our ideal candidate for the Mortgage Underwriter opportunity:

• Is experienced in underwriting 1st and/or 2nd Charge Mortgage applications
• Has a good understanding of FCA regulations
• Has consistently excellent attention to detail and strong communication skills - both written and spoken
• Holding CeMAP would be desirable but is not essential

If you have the skills and experience we're looking for, you're based in or can commute to Watford and you're interested in the Mortgage Underwriter opportunity, please apply with an updated CV today.