Underwriter – 1st Charge Mortgages
Underwriter - 1st Charge Mortgages
Underwriting
Hertfordshire
Permanent
Posted
Kind Consultancy is working with a specialist Financial Services firm which is currently seeking an Underwriter to join them in a full-time, permanent role focussing on 1st Charge Mortgages, based in their Hertfordshire offices, paying a competitive annual salary.
The Underwriter will take ownership of 1st Charge Mortgage cases, from inception to completion, with key responsibilities including:
- Entering and updating borrower data on the organisation's lending platform.
- Ensuring all aspects of the loans are recorded accurately on the system and meet underwriting guidelines.
- Carrying out assessments of mortgage application to ensure all aspects of the firm's underwriting criteria are met.
- Providing concise and accurate updates to brokers.
- Proactively chasing brokers for outstanding requirements.
- Ensuring all underwriting is in line with company policy and within relevant regulations.
- Ensuring that all cases are Underwritten within the Groups Risk appetite.
- Building a strong, positive working relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
- Maintaining a pipeline of cases, overseeing cases from inception through to completion.
Our ideal candidate for the Underwriter position:
- Is CeMAP qualified (desirable, not essential).
- Demonstrates a good understanding of FCA regulations.
- Has past experience of Underwriting 1st and/or 2nd Charge mortgage applications.
- Displays excellent written and verbal communication skills.
- Is a team-player
- Is highly organised with consistently strong attention to detail.
If you're interested in the 1st Charge Mortgage Underwriter opportunity, you're based in or can commute to Hertfordshire and you have the skills, knowledge and experience we're looking for, please apply with an updated CV today.