Broker BDM – Commercial Mortgages – North of England

Kind Consultancy is working with a fast-growing specialist Financial Services business which is currently seeking a Broker Business Development Manager to join them in a permanent, full time, remote role focussing on Commercial Mortgages in the North of England, with a starting salary circa £70,000 + commission and a £6,000 car allowance.

The Broker BDM will support the organisation’s Introducer strategy, providing a professional relationship management service to commercial finance brokers, prospective customers and existing customers providing an exemplary level of service and maximising value, with key responsibilities including:

  • Building and relationship managing a portfolio of commercial finance Introducers in the North of England, with responsibility for day-to-day management of the relationships.
  • Reviewing, encouraging, managing, and progressing applications from Introducers from initial enquiry through to completion.
  • Ensuring excellent customer service for Introducers, prospective customers, and customers.
  • Supporting lending applications in line with the business’s Credit Policy and Credit Appetite.
  • Establishing and actively managing objectives and a personal development plan.
  • Delivering the territory’s Business Plan and targeted lending volumes.

Our ideal candidate for the Broker BDM – Commercial Mortgages opportunity:

  • Has excellent interpersonal and communication skills
  • Has extensive experience of analysing business fundamentals and financial account to understand the underlying cashflows of a business.
  • Has a substantial background in Business development work within the commercial mortgage broker market and commercial property lending.
  • Has good knowledge of the commercial finance Introducer market, commercial property lending and banking products associated with SME businesses.
  • Is able to work with Introducers and customers to structure new commercial mortgage lending proposals and write credit applications.
  • Has a proven track record in providing excellent customer service and in generating lending income opportunities whilst effectively managing credit risk.
  • Demonstrates a strong understanding of SME banking and lending across commercial asset classes.

If you have the necessary skills, knowledge and experience and are interested in the Broker BDM – Commercial Mortgages opportunity, please apply with an updated CV today.

Supplier Relationship Manager

Kind Consultancy is working with a leading Financial Services brand which is currently seeking a Supplier Relationship Manager to join them in a full-time, remote contract for 6 months, paying £434 per day via Umbrella, inside IR35.

The Supplier Relationship Manager will lead and manage strategic Master Service Agreement (MSA) partner arrangements that supplement delivery of a change agenda and administer support for BAU systems and applications. Key responsibilities of the Supplier Relationship Manager will include:

  • Oversight and coordination of MSA activities through the end-to-end lifecycle.
  • Financial planning and tracking of MSA costs ensuring baseline costs are managed and re-charge targets are met through tight control of MI.
  • Management, tracking and reporting of risks associated with MSA services.
  • Assurance of MSA metrics, controls and relevant Key Performance Indicators to support risk appetite, ensuring these are actively managed through the appropriate governance forums in accordance with supplier framework and regulations.
  • Embedding Supplier Management best practice, principles, guidelines & criteria.

Our ideal candidate for the Supplier Relationship Manager contract:

  • Has 5 or more years of experience working as a Supplier Manager
  • Has experience in the management of high value MSAs including commercial negotiations and a proven record dealing in corporate commercials and 3rd party relationships.
  • Has strong collaboration and networking skills with the ability to establish strong links with key business areas and develop relationships with new and existing partners.
  • Has a substantial background in the Financial Services sector.
  • Has worked in roles that have involved working and communicating effectively with all levels of professionals up to Executive level.
  • Demonstrates excellent interpersonal & communication skills with the ability to influence in a collaborative manner.
  • Is a confident user of Microsoft Office Suite, including advanced data manipulation within Excel
  • Has a history of creating high quality presentations and the ability to pitch to a senior audience

If you’re interested in the Supplier Relationship Manager contract and you have the necessary skills, knowledge and experience, please apply with an updated CV today.

Regional Account Manager – South

Kind Consultancy is working with a Specialist Property Finance Firm which is currently seeking a Regional Account Manager to join them in a full-time, permanent, remote role paying up to £75,000 dependent on experience.

The Regional Account Manager will focus on identifying, developing and managing relationships with mortgage intermediaries, professional introducers and direct applicants in order to originate new lending opportunities in the allocated territory in the South of England. Other responsibilities will include:

  • Managing deal flow by maintaining a strong sales pipeline across Bridging Finance and Buy-to-Let Mortgages, meeting and exceeding targets for both product lines
  • Collaborating with the internal sales team to book and manage your own diary with a focus on face-to-face appointments
  • Effectively responding to new business enquiries via telephone and e-mail, recording these appropraitely on the CRM system
  • Building in-depth knowledge of the firm’s products, criteria and lending policy, enabling you to handle new business enquiries effectively and provide suitable training to intermediary partners
  • Maintaining up-to-date awareness of competitor product offerings and wider market conditions to inform internal feedback for product development

Our ideal candidate for the Regional Account Manager role:

  • Demonstrates exceptional Sales and Presentation skills, with a proven track record of success in a Sales environment
  • Possesses extensive knowledge of bridging finance and Buy-to-Let finance
  • Has strong negotiation skills and the ability to persuade others and tactfully handle objections
  • Has good technical product knowledge and experience of the Specialist Finance market
  • Is proficient in Microsoft Office including Word, Excel and Outlook
  • Has proven achievements in meeting agreed sales targets within set timescales
  • Has a good understanding of Treating Customers Fairly, Money Laundering, Data Protection, Responsible Lending and FCA & PRA regulations

If you’re interested in the Regional Account Manager role, you’re based in the South of England and you have the necessary skills, knowledge and experience, please apply with an updated CV today.

Senior Underwriter – Remote Contract

Kind Consultancy is working with a major UK Financial Services brand which is currently seeking multiple Senior Underwriters for a remote contract opportunity, for an initial six month, full time contract paying £31.02 per hour via umbrella.

A key component of the Mortgage Operations division of the business, the Senior Underwriters are responsible for the assessment of the highest risk mortgage enquiries and the customer journey from Decision in Principle to Mortgage offer, with key responsibilities including:

  • Making lending decisions up to £1.5m that comply with the organisation’s risk appetite, policy requirements, internal underwriting guidelines and are within your mandated authority limits
  • Ensuring all lending decisions comply with regulatory requirements such as MCOB, Responsible Lending, Consumer Duty.
  • Where appropriate, identifying and agreeing high quality exceptions to standard lending policy to support the business’s growth aspirations.
  • Communicating with customers to fully explaining lending decision rationale.
  • Proactively managing your own performance, monitoring your success and taking action to improve your performance and capability.
  • Consistently delivering agreed targets and Service Level Agreements, demonstrating a strong commitment to delivering high quality lending decisions.

Our ideal candidate for the Senior Underwriting contract:

  • Has 2 or more years of mortgage underwriting experience and currently hold an active mortgage full discretion (i.e. ability to agree lending outside of standard policy) Lending Mandate of at least £500,000.
  • Has a detailed knowledge of the regulatory framework which applies to mortgages and is able to apply this consistently to all decisions.  Regulations include:
    • MCOB including responsible lending principles
    • FCA vulnerable customer guidance
    • PRA Portfolio Landlord lending standards
  • Demonstrates strong analytical and numerical skills.
  • Is a great communicator, confident engaging with customers and stakeholders (both internal and external) to gather relevant information, relay decisions, and maintain accurate and appropriately detailed records of underwriting decisions and their supporting rationale.
  • Is able to be empathetic and flexible in underwriting decisions, always aiming to always deliver the best outcome for both customer and the business.
  • Has excellent Relationship-building skills –  building strong internal and external relationships is central to being successful in this role.
  • Is enthusiastic and driven to deliver great service internally and externally to support the mortgage strategy.
  • Is able to manage own performance, monitoring your success and taking action to improve your performance/capability.

If you’re interested in the Senior Underwriter contract, you’re available to start in mid-February 2025 and you have the necessary skills, knowledge and experience, please apply with an updated CV today.

Get in touch