Credit Risk Senior Manager

Kind Consultancy is working with a fast-growing bank which is currently seeking a Credit Risk Senior Manager to join their Credit Risk Oversight team, based in their Cardiff offices. This is a full-time permanent role with a hybrid work model, paying a competitive annual salary.

Reporting to the Chief Risk Officer, the Credit Risk Senior Manager will:

  • Develop and continuously improve credit risk analytics including the choice of internal and external data, analytical tools and production of dashboards and outputs
  • Hold responsibility for the ongoing development of the Bank’s credit risk appetite capabilities (limits, monitoring etc.)
  • Monitor Loan Book performance against established Risk Appetite KRIs
  • Develop the Credit Committee reporting / MI suite
  • Support credit risk reporting to Executive Risk Committee, ExCo, Board Risk Committee and Board
  • Provide support to Finance on the credit risk aspects of Financial Statements and Regulatory reporting
  • Manage and build internal relationships with key functions within the business
  • Support stress testing and other analysis within the ICAAP, ILAAP, Recovery Plan

For the Credit Risk Senior Manager opportunity, we’re looking for candidates who:

  • Have experience of developing and assessing credit models
  • Have a track record in building and managing stakeholder relationships.
  • Have experience of coaching and developing colleagues in complex credit matters.
  • Possess knowledge and experience of the Specialist Bridging market, Development Finance, Commercial mortgages, and Buy-to-let mortgages
  • Have previously worked in a regulated bank and developed a clear understanding of the associated regulatory requirements including Consumer Duty.
  • Re analytical thinkers, with deep understanding of credit profiles.
  • Are pragmatic and have the confidence to challenge, problem solve and find new ways of doing things, including influencing senior leadership.

If you’re interested in the Credit Risk Senior Manager opportunity, you have the skills and experience we’re looking for and you’re based in or can commute to Cardiff, please apply with an up to date CV today.

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