Commercial Credit Underwriter – Contractor

Kind Consultancy is working with a leading Alternative Lender which is currently seeking a Commercial Credit Underwriter to join their Northamptonshire offices on a 3 month contract paying up to £500 per day.

The Commercial Credit Underwriter will focus on underwriting Asset Finance proposals under a delegated lending authority and in accordance with the firm’s credit policy and risk appetite guidelines, with key responsibilities including:

  • Making timely and accurate underwriting decisions under a delegated lending authority
  • Making recommendations to senior management and the Credit Committee when a proposal is outside personal mandate.
  • Preparing comprehensive written analysis of a customer opportunity, identifying all financial and other risks in order to arrive at a fully informed decision
  • Using all available tools and services including CRAs, rating agencies, asset valuation data and internal rating data to ensure that the level of due diligence is appropriate in assessing the potential risk

Our ideal candidate for the Commercial Credit Underwriter contract:

  • Has 3+ years of experience in Asset Finance in a Credit/ Risk Management underwriting role.
  • Has strong financial analysis skills to include understanding and calculating cash flow, customer affordability and ratio analysis
  • Has excellent administration skills and is well organised

If you’re interested in the Commercial Credit Underwriter contract, please apply with an updated CV today.

Change Oversight Lead

Kind Consultancy is working with a well-established Retail Financial Services business based in the West Midlands which is now seeking a Change Oversight Lead to join them in a full-time permanent position paying up to £55,000 and requiring 1-2 days per week in-office.

The Change Oversight Lead will be part of the Risk team, focussing on Change & IT, working with leadership to provide support and challenge in the identification, assessment and treatment of operational risks.

Key responsibilities will include:

  • Supporting the Operational Risk team in embedding the Operational Risk Framework, in accordance with industry best practices and FCA regulatory standards
  • Providing guidance, support and education to assist departments in identifying, assessing and managing Operational Risks, including facilitating the use of Risk Management systems
  • Designing and executing the Operational Risk oversight plan for IT and Change
  • Providing challenge and support over the change agenda through attendance at steering meetings, working groups and go live meetings
  • Supporting the facilitation of the Risk Event and Dispensation reporting process ensuring root cause analysis is conducted to identify actions that help to prevent re-occurrence
  • Providing regular reporting to the Operational Risk and Resilience Group, IT and Project Steering groups on Operational Risk management
  • Advising departments on general Operational Risk matters impacting the business in order to allow the development of an internal control framework to a high degree of effectiveness.

Our ideal candidate for the Change Oversight Lead opportunity:

  • Is PRINCE2 or Agile qualified
  • Has experience of conducting discreet and thematic reviews in an IT/change context
  • Has previous Project Management experience within change or IT environments
  • Has Risk Management experience and the ability to build strong working relationships and challenge business areas on existing processes

If you’re based in or can commute to the West Midlands, you have the skills and experience we’re looking for and you’re interested in the Change Oversight Lead opportunity, please apply with an updated CV today.

Audit Manager – Prudential Risk and Finance Audit

Kind Consultancy is working with a leading global bank which is currently seeking an experienced Audit Manager to join their Internal Audit team in a role focussing on Prudential Risk and Finance Audit. This is a permanent position paying circa £60,000 and is a hybrid role that can be based out of their Birmingham, Sheffield or Edinburgh offices.

Key responsibilities of the Audit Manager – Prudential Risk and Finance Audit role will include:

  • Leading and participating in the delivery of audits, some major and/or highly complex, which provide internal customers and stakeholders with critical assessments of the bank’s governance, risk and internal control frameworks.
  • Ensuring that audit assignments are completed in a timely and efficient manner with due respect to the standards established by Global Internal Audit, industry best practices and the relevant risk and regulatory environment.
  • Ensuring that audit information requests submitted to management and staff are appropriate and relevant to the scope of the audit.
  • Designing, planning and executing assignments that are consistent with the nature and scope of the business, its risks and the materiality of those risks.
  • Completing assignments efficiently and effectively with due regards to the risks, scope, nature and materiality of each business unit

For the Audit Manager – Prudential Risk and Finance Audit opportunity, we’re looking for candidates who:

  • Have significant experience of working in a Finance or Treasury role.
  • Are resilient, and able to navigate difficult conversations confidently and professionally
  • Have experience of Senior Stakeholder management (essential)
  • Have a background of work within Risk and Controls, ideally with experience in an Audit role
  • Have exceptional communication skills in both writing and speech

If you’re interested in the Audit Manager – Prudential Risk and Finance Audit opening and you have the skills and experience we’re looking for, please apply with an updated CV today.

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