Head of Risk & Compliance

Kind Consultancy is working with a well established specialist Retail Financial Services business which is now looking for a Head of Risk & Compliance to join them in a full time permanent role, paying up to £80,000 with a hybrid work model requiring 3 in-office days per week in their South Yorkshire offices.

The Head of Risk & Compliance will report directly to the CEO and hold the Compliance Oversight control function with key responsibilities including:

  • Leading the design and operationalisation of the risk management and governance capabilities of the business.
  • Holding accountability for second line responsibility for all credit aspects of the business including owning responsible lending policies, affordability calculations, providing oversight of the treatment of vulnerable customers and the effective implementation of collections (including forbearance) policies and processes.
  • Ownership of the 2nd line compliance monitoring plan using a risk weighted methodology.
  • Oversight of the regulatory capital and credit risk retention requirements in line with MIPRU.
  • Development of business risk registers, incident and breach management procedures.
  • Oversight of the Compliance Framework
  • Acting as the primary point of contact for all regulatory bodies including the FCA and the FOS.
  • Leading on regulatory change and the impact to business strategy.
  • Leading all meetings in relation to Risk and Compliance.
  • Ensuring company and individual compliance with all regulations and laws applicable to the group’s activities.

Our ideal candidate for the Head of Risk & Compliance position:

  • Must hold a relevant professional qualification (ICA, IRM etc)
  • Has 5+ years of experience of senior Compliance work within Financial Services
  • Demonstrates comprehensive knowledge of Mortgages and other consumer credit products and the mortgage and loan industry.
  • Has a full understanding of FCA regulation including Consumer Duty.
  • Has experience of leading and coaching a team.
  • Is currently working at executive level with a track record of being able to influence board members.
  • Displays excellent communication skills working at all levels across the business to build great relationships.
  • Can present complex information in that way that can be easily understood.

If you’re interested in the Head of Risk & Compliance opportunity and you have the necessary skills and experience, and live in or can commute to South Yorkshire, please apply with an updated CV today.

Senior Risk Analyst

Kind Consultancy is working with a large Mortgage business which is currently seeking a Senior Risk Analyst to join them in a full-time, permanent role paying up to £50,000. The position is predominantly remote, requiring some ad-hoc travel approximately once per month to their offices across England.

The Senior Risk Analyst will establish and maintain an effective risk system and reporting framework across the organisation, with key responsibilities including:

  • Developing and implementing a comprehensive risk system strategy, aligning it with the organisation’s risk management framework and strategic objectives.
  • Configuring, enhancing, and continuously developing the risk system to optimise functionality and user experience.
  • Establishing and managing a helpdesk to support business users in effectively deploying and utilising the risk system.
  • Automating risk management processes, dashboards, and reports to support risk stakeholders and improve efficiency.
  • Implementing continuous improvement mechanisms based on user feedback to enhance system usability and functionality.
  • Producing accurate and timely risk reports for executive and board-level stakeholders, ensuring they provide actionable insights.

Our ideal candidate for the Senior Risk Analyst opportunity:

  • Has a minimum of 2 years of experience in Risk Management work within Financial Services in the UK
  • Having experience with risk systems is highly desirable, including system configuration, development, and user support.
  • Displays strong analytical, problem-solving, and leadership skills.
  • Excellent communication abilities and familiarity with risk management systems.
  • Specific knowledge and experience of Mortgages and the relevant Risks would be highly beneficial
  • Is familiar with the UK regulatory environment (e.g FCA rules)
  • Has a good academic background

If you’re interested in the Senior Risk Analyst role and you have the skills, knowledge and experience we’re looking for, please apply with an updated CV today.

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