Treasury Operations Analyst

Kind Consultancy is working with an exciting, fast-growing challenger bank which is currently seeking a Treasury Operations Analyst to join them on a 12-month Fixed Term Contract paying £40,000 – £50,000 dependent on experience, working remotely.

The Treasury Operations Analyst’s primary focus will be on key treasury activities such as collateral management, payments, swaps settlement and intraday liquidity management, with core responsibilities including:

  • Business As Usual support and cover of Treasury activities including reporting, reconciliation, settlements, payments processing, bank account signatories and other ad hoc tasks.
  • Continual process change, implementing processes, procedures and reporting as required.
  • Aiding in the management and maintenance of the bank’s Treasury Management System, ensuring all transactions are recorded.
  • Reconciliation of derivative valuations and analysis of MtM movements.
  • Month-end preparations including statement gathering, fee and interest posting and resolving reconciliation discrepancies.
  • Collateral Management reconciliation activities, including agreement of margin calls, collateral interest and coupons relating to derivative positions.
  • Approval of trade confirmation matching for swaps and bonds.
  • Performing daily payments, ensuring all treasury payments are made accurately and on time.
  • Monitoring and reporting counterparty credit risk to ensure Treasury remains within the organisation’s set policy.
  • Daily management of collateral posting and exchange with Bank of England including Bank of England testing.
  • Liaising with external counterparts (banks, brokers, etc) for smooth transactions and issue resolution.
  • Assisting in projects that involve new products or partnerships from the Treasury Operations perspective.

Our ideal candidate for the Treasury Operations Analyst Fixed Term Contract:

  • Has substantial experience of work within Treasury Back Office with knowledge of Treasury settlement processes and in particular Treasury transactions.
  • Possesses a strong understanding of interest rate swaps, securities, liquidity and payments.
  • Has a track record of successfully supporting Treasury with settlement of derivatives transactions and bonds and is able to perform the control checks for numbers accuracy.
  • Demonstrates excellent analytical and problem-solving skills, developed from a finance-based background.
  • Displays very strong written and spoken communication skills with use of MS Office including Excel, Word and PowerPoint.
  • Has experience of continuous process change, implementing processes, procedures, reporting as per the business needs.
  • Has confidence, creditability and highly developed interpersonal skills with a ‘can-do’ attitude.

If you’re interested in the Treasury Operations Analyst opportunity, and you have the skills, knowledge and experience we’re looking for, please apply with an updated CV today.

Head of Credit Risk

Kind Consultancy is working with a succesful, growing alternative Financial Services business which is currently seeking a Head of Credit Risk to join them in a full-time, permanent role primarily based in their West Midlands offices, paying a competitive annual salary.

The Head of Credit Risk will lead and manage the Credit Risk function, , ensuring effective identification, assessment, mitigation and reporting of credit risk across all portfolios, including horizon scanning and emerging risks, with key responsibilities including:

  • Developing Credit Risk and Treasury Credit Risk Strategies – establishing a comprehensive credit risk framework, including policies, procedures, risk appetite and KRIs.
  • Ensure the Credit Risk framework is up to date, reflecting the current economic climate and feedback from Credit Underwriting, and balancing risks with growth ambition
  • Overseeing of credit risk assessments across lending portfolio, ensuring appropriate risk grading and impairment provisioning
  • Working with the Finance, Treasury and Regulatory Reporting teams, providing credit expertise to refine models and assumptions used for capital allocation, stress testing and financial reporting.
  • Leading and managing the Business Restructuring Team; managing deteriorating credit risk connections within appetite, protecting the organisation’s exposure and agreeing work-out strategies to minimise the risk of loan impairment/loss
  • Conducting appropriate sector/portfolio reviews; managing the credit risk portfolio, identifying and mitigating emerging risks and trends, performing horizon scanning
  • Ensuring compliance with relevant credit risk regulations and guidelines (including those issued by PRA, FCA & LSB)
  • Fostering a culture of risk awareness and accountability
  • Building and maintaining effective relationships with relevant stakeholders (internal and external), including regulators, internal and external audit
  • Raising credit risk and stewardship awareness and knowledge.
  • Completing monitoring and thematic reviews of credit and relevant risks (e.g. impact, reputation, PII) across the organisation and relevant third parties
  • Sample checking of loan applications; providing assurance of operating within policy/limits
  • Providing MI to the Board Risk Committee and Credit Committee
  • Representing Credit Risk Management at relevant Risk Committees
  • Providing regular, accurate credit risk reports to CRO and relevant Committees.
  • Supporting and/or standing in for CRO at Board Risk Committee, presenting view on credit risk performance and trends.

Our ideal candidate for the Head of Credit Risk opportunity:

  • Must have extensive experience of Credit Risk assessment within UK banking
  • Demonstrates a strong understanding of credit risk frameworks, policies, methodologies and regulation
  • Has a proven ability to implement credit risk frameworks and monitoring
  • Displays strong knowledge and experience of work-out strategies and turnaround (recovery) of problem debt cases
  • Has strong analytical and problem-solving skills, pragmatic and excellent communication skills.
  • Is an excellent communicator, able to interface with a variety of audiences
  • Holds a relevant professional qualifications (e.g. CICM) and/or has 10+ years of experience in a Credit Risk/Commercial Leadership role.
  • Has experience of dealing with Board/regulators/internal and external audit

If you have the necessary skills, knowledge and experience, are based in or can commute to the West Midlands and are interested in the Head of Credit Risk opportunity, please apply with an updated CV today.

Business Risk and Controls Manager

Kind Consultancy is working with an established and still-growing alternative Financial Services business which is currently seeking a Business Risk and Controls Manager to join them in a full-time role paying up to £70,000 with a hybrid work model based out of their Birmingham office.

Reporting to the Head of Business Risk, key responsibilities of the Business Risk and Controls Manager will include:

  • Leading and coordinating first-line risk sampling and control assessment activities to ensure efficient and insightful execution.
  • Assisting business units in achieving and maintaining compliance with the organisation’s RCSA framework.
  • Acting as a trusted advisor and subject matter expert to business teams on Operational Risk matters.
  • Providing coaching and support to develop team knowledge and confidence in Risk Management practices.
  • Identifying areas for improvement in risk controls and collaborating with teams to implement effective mitigation strategies.
  • Contributing to the continual enhancement of the organisation’s non-financial risk profile through proactive engagement and feedback loops.
  • Monitoring and reporting on risk themes, incidents, trends and control effectiveness to senior stakeholders.
  • Promoting a strong risk culture across the organisation, fostering a shared sense of ownership and accountability.
  • Ensuring, through monitoring, that appropriate levels of sampling are undertaken across the business, directly undertaking the sampling as agreed upon with the Head of Business Risk or the Executive Committee.
  • Acting as secretary to the Operational Risk Committee.
  • Providing regular reporting on outcomes, trends, recommendations, and risk profiling to committees as appropriate.
  • Periodically reviewing the Incidents with the second line.

Our ideal candidate for the Business Risk and Controls Manager opportunity:

  • Has proven experience in Operational Risk management within Financial Services.
  • Demonstrates a strong understanding of risk control frameworks, including RCSA, control testing, and issue management.
  • Displays excellent analytical skills and attention to detail, with the ability to interpret risk data and develop actionable insights.
  • Is a confident communicator with the ability to influence and engage stakeholders across different levels.
  • Has excellent knowledge of risk management policies and procedures, and of Business, Commercia and Corporate banking customers.
  • Demonstrates an extensive understanding of Operational Risk Frameworks, policies and procedures.
  • Has operational knowledge of bank processes and key regulatory/legal issues.
  • Is analytically minded with a problem-solving approach
  • Holding a relevant qualifications in risk management or compliance would be highly desirable (e.g., IRM, PRMIA, GARP, ICA)

If you have the skills, knowledge and experience we’re looking for, you’re based in or can commute to Birmingham and you’re interested in the Business Risk and Controls Manager opportunity, please apply with an updated CV today.

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