Commercial Recoveries Partner – 12 Month FTC

Kind Consultancy is working with a well-established Challenger Bank which is currently seeking a Commercial Recoveries Partner to join them in a full-time, 12-month fixed term contract paying up to £65,000 with a hybrid work model 50% based in their East Midlands offices.

The Commercial Recoveries Partner will report to the Head of Business Support and will assist in the administration of non-performing loan books in both Real Estate Finance and Asset Finance, monitoring and controlling loan account arrears, minimising the risk of loss. Key responsibilities will include:

  • Advising and supporting borrowers in developing and implementing optimal strategies to return their loans to performing status, including the appointment of reporting accountants, debt restructuring, further borrowing and refinance of the loans with alternative products and/or lenders.
  • Assessing the credibility of borrowers’ recovery plans and their ability to implement them and monitoring the performance of loans against their recovery plans and advising the borrowers on any amendments required as appropriate.
  • Quickly identifying those borrowers who do not have a credible recovery strategy to move these accounts into resolution (e.g. receivership, call up of guarantees, etc).
  • Assessing, analysing and making recommendations to the Head of Business Support of appropriate action on non-performing loans to aid recovery and mitigate losses.
  • Liaising with any appointed Solicitor, Insolvency Practitioner and /or Receiver to recover the Bank’s debt, communicating with the borrower, where appropriate, to facilitate co-operation to achieve loan recovery objectives.
  • Working closely with the Bank’s panel of receivers, valuers and property managers to maximise the amount realised from the resolution of distressed loans.
  • Managing the daily loan arrears in Real Estate Finance and Asset Finance in line with the Bank’s Policies and Procedures.
  • Recommending loan accounts that, due to an adverse track record, qualify for inclusion onto the Bank’s Watch Lists and Early Warning Reports, in line with the Non-Performing Loan Policy

Our ideal candidate for the Commercial Recoveries Partner 12 Month FTC :

  • Has a good level of financial and commercial awareness with a proven record of success in commercial banking relationship management
  • Has excellent oral and written communication skills Excellent organisational and IT skills
  • Possesses excellent analytical and problem-solving skills developed from a credit-based background or similar, including annual accounts/cashflow/MI analysis
  • Has well developed general knowledge of the commercial environment and sector specialisms including Real Estate lending, Asset Finance, Classic Cars and the SME market
  • Has a good understanding of Conduct and TCF requirements relevant to Real Estate and Asset Finance lending and of the identification and treatment of Vulnerable Customers

If you’re interested in the Commercial Recoveries Partner contract and you have the skills, knowledge and experience we’re looking for and are based in or can commute to the East Midlands, please apply with an updated CV today.

Commercial Recoveries Partner

Kind Consultancy is working with a well-established Challenger Bank which is currently seeking a Commercial Recoveries Partner to join them in a full-time, permanent role paying up to £65,000 with a hybrid work model 50% based in their East Midlands offices.

The Commercial Recoveries Partner will report to the Head of Business Support and will assist in the administration of non-performing loan books in both Real Estate Finance and Asset Finance, monitoring and controlling loan account arrears, minimising the risk of loss. Key responsibilities will include:

  • Advising and supporting borrowers in developing and implementing optimal strategies to return their loans to performing status, including the appointment of reporting accountants, debt restructuring, further borrowing and refinance of the loans with alternative products and/or lenders.
  • Assessing the credibility of borrowers’ recovery plans and their ability to implement them and monitoring the performance of loans against their recovery plans and advising the borrowers on any amendments required as appropriate.
  • Quickly identifying those borrowers who do not have a credible recovery strategy to move these accounts into resolution (e.g. receivership, call up of guarantees, etc).
  • Assessing, analysing and making recommendations to the Head of Business Support of appropriate action on non-performing loans to aid recovery and mitigate losses.
  • Liaising with any appointed Solicitor, Insolvency Practitioner and /or Receiver to recover the Bank’s debt, communicating with the borrower, where appropriate, to facilitate co-operation to achieve loan recovery objectives.
  • Working closely with the Bank’s panel of receivers, valuers and property managers to maximise the amount realised from the resolution of distressed loans.
  • Managing the daily loan arrears in Real Estate Finance and Asset Finance in line with the Bank’s Policies and Procedures.
  • Recommending loan accounts that, due to an adverse track record, qualify for inclusion onto the Bank’s Watch Lists and Early Warning Reports, in line with the Non-Performing Loan Policy

Our ideal candidate for the Commercial Recoveries Partner opportunity:

  • Has a good level of financial and commercial awareness with a proven record of success in commercial banking relationship management
  • Has excellent oral and written communication skills Excellent organisational and IT skills
  • Possesses excellent analytical and problem-solving skills developed from a credit-based background or similar, including annual accounts/cashflow/MI analysis
  • Has well developed general knowledge of the commercial environment and sector specialisms including Real Estate lending, Asset Finance, Classic Cars and the SME market
  • Has a good understanding of Conduct and TCF requirements relevant to Real Estate and Asset Finance lending and of the identification and treatment of Vulnerable Customers

If you’re interested in the Commercial Recoveries Partner opportunity and you have the skills, knowledge and experience we’re looking for and are based in or can commute to the East Midlands, please apply with an updated CV today.

Compliance Monitoring Officer

Kind Consultancy is working with a fast-growing Consumer Credit business that is currently seeking a Compliance Monitoring Officer to join their team in Cheshire in a permanent role with a hybrid work model paying up to £40,000.

Working in the second line of defence and reporting to the Compliance Monitoring Lead , the Compliance Monitoring Officer will be responsible for supporting the Monitoring Lead in the planning and delivery of the annual Compliance Monitoring Plan, with key responsibilities including:

  • Conducting Compliance Monitoring reviews to provide assurance to relevant boards and committees on the adequacy of systems and controls in the business, including adherence to regulatory requirements.
  • Supporting the continual development and improvement of the compliance monitoring methodology and overall approach.
  • Tracking the completion of remedial actions required to address deficiencies identified through Compliance Monitoring reviews ensuring sufficient evidence is provided and retained.
  • Developing a strong understanding of the business, it’s teams, roles and the environment which the firm operates within.
  • Developing knowledge of the UK regulatory environment to gain a strong understanding of regulatory sourcebooks, including, but not limited to; DISP, CONC, DPA/GDPR, SYSC, PRIN, CCA & Consumer Duty.
  • Building and maintaining good working relationships with each department to keep up to date with all of the various department’s procedures and processes and to ensure emerging risks and trends can be identified and communicated effectively in a timely manner.
  • Providing clear and accurate reports of findings to the Compliance Monitoring Lead and key stakeholders.

Our ideal candidate for the Compliance Monitoring Officer opportunity:

  • Has a strong understanding of Second Line of Defence Monitoring frameworks including good knowledge of Compliance Monitoring Methodologies
  • Is able to understand and interpret regulatory rules and guidance within the UK Regulatory Environment.
  • Demonstrates a sound knowledge of the FCA rules and guidance, Data Protection and other relevant regulations
  • Has strong organisational, analytical, influencing and negotiating skills
  • Is precise and clear in written and verbal communication and is confident in liaising with all levels of staff to build  strong working relationships with all levels of staff including the Leadership team.
  • Is IT literate with proficiency in Microsoft Office Suite

If you have the skills, knowledge and experience we’re looking for, you’re based in or can commute to Cheshire and you’re interested in the Compliance Monitoring Officer opportunity, please apply with an updated CV today.

Junior Identity and Access Management Analyst

Kind Consultancy is working with a leading challenger bank which is currently seeking a Junior Identity and Access Management Analyst to join them in a full-time, permanent role based in their West Midlands offices paying £28,000.

As part of the IT Risk Management team, the Junior Identity and Access Management Analyst will be:

  • Performing provision and de-provision for IAM across the Bank ensuring timely and accurate assignment and removal of access rights
  • Assisting with User Access Audits across the Bank, identifying discrepancies and remediating
  • Developing, reviewing, and executing standard operating procedures
  • Providing documentation and evidence for Audit purposes
  • Supporting development and implementation of solutions to continually mature Identity Access Governance across the Bank

The Junior Identity and Access Management Analyst position is a great opportunity for someone with experience in Identity and Access looking for an opportunity to grow in a fast-paced, friendly environment. If that sounds like you and you have strong communication, organisation, analytical and problem-solving skills, we’d love to hear from you – submit an updated CV today.

Collections Agent – 6 Month Contract

Kind Consultancy is working with a leading Consumer Credit firm which is currently seeking Collections Agents to join them in a 6 month contract paying circa £185 per day. This position is fully remote and the client is open to applications from candidates anywhere in the UK.

The Collections Agent will:

  • Provide excellent service to customers, handling inbound and outbound calls, e-mails and other correspondence from customers relating to missed payments and repayment plans
  • Identifying and agreeing on appropriate and fair solutions for the customer, considering their individual circumstances and potential vulnerability.
  • Adhering to all aspects of Treating Customers Fairly, consistently demonstrating the company’s values and behaviours.

For the Collections Agent contract, we’re looking for candidates who:

  • Have previous experience of work in a regulated Collections environment
  • Has strong computer skills, including proficiency with Microsoft Word and Excel.
  • Has excellent Customer Service and Communication skills, including the ability to make customers feel heard and understood

If you’re interested in the Collections Agent contract and you have the skills and experience we’re looking for, please apply with an updated CV today.

Audit Manager – Prudential Risk and Finance Audit

Kind Consultancy is working with a leading global bank which is currently seeking an experienced Audit Manager to join their Internal Audit team in a role focussing on Prudential Risk and Finance Audit. This is a permanent position paying circa £60,000 and is a hybrid role that can be based out of their Birmingham, Sheffield or Edinburgh offices.

Key responsibilities of the Audit Manager – Prudential Risk and Finance Audit role will include:

  • Leading and participating in the delivery of audits, some major and/or highly complex, which provide internal customers and stakeholders with critical assessments of the bank’s governance, risk and internal control frameworks.
  • Ensuring that audit assignments are completed in a timely and efficient manner with due respect to the standards established by Global Internal Audit, industry best practices and the relevant risk and regulatory environment.
  • Ensuring that audit information requests submitted to management and staff are appropriate and relevant to the scope of the audit.
  • Designing, planning and executing assignments that are consistent with the nature and scope of the business, its risks and the materiality of those risks.
  • Completing assignments efficiently and effectively with due regards to the risks, scope, nature and materiality of each business unit

For the Audit Manager – Prudential Risk and Finance Audit opportunity, we’re looking for candidates who:

  • Have significant experience of working in a Finance or Treasury role.
  • Are resilient, and able to navigate difficult conversations confidently and professionally
  • Have experience of Senior Stakeholder management (essential)
  • Have a background of work within Risk and Controls, ideally with experience in an Audit role
  • Have exceptional communication skills in both writing and speech

If you’re interested in the Audit Manager – Prudential Risk and Finance Audit opening and you have the skills and experience we’re looking for, please apply with an updated CV today.

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